PRIVACY POLICY-
This is the privacy policy for Rapid-Credit-Cards.com. This Privacy Policy sets
forth our strict policies regarding the collection, use and disclosure
of certain information relating to your use of the Site. Your use of
this Site signifies your understanding and acceptance of the terms of
this Privacy Policy.
Requirements for Use of Site
This Site is not intended for use by persons under the age of 18 years
old. You must be 18 years old or older to provide any personal
information to the Site, or to us through the Site. You represent and
warrant that you are domiciled in the United States.
Collecting Information - Personally Identifiable Information
The Site may request and collect certain personally identifiable
information including, but not limited to, Application Data and other
personal information contained in User Submissions, through various
means such as online forms, online applications, e-mail and comments
submitted to the Site. Such information collected through the Site may
include financial information, health-related information, and other
sensitive information. Other than as set forth in this Privacy Policy,
and unless given permission by you to do so, we will not sell or
disclose your personally identifiable information to third parties.
Non-Personally Identifiable Information
We may also collect certain non-personally identifiable information via
the Site, such as Site usage activity and preferences, also known as
demographic or profile data.
Why must you give so much personal information?
Credit Card companies establish their rates using a variety of
criteria.
Since we deal with hundreds of companies, we must ask you all the
questions required by all of them to determine the most competitive
match for you. In some cases, where permitted by law, credit
card/finance companies may need to obtain additional background
information about
you, such as credit reports, driving records, or claims history
verification, and may need your social security number or drivers
license number to obtain these reports. Should you decline to provide
information requested on the application form, you may eliminate some
of the most competitive quotations.
Site Technology
Third
parties (including, but not limited to, software vendors, advertisers
and fulfillment companies) may also use Tracking Technologies by or
through the Site. We have no control over what information such third
parties track or collect, and we have no responsibility or liability
for any tracking, data collection or other activities of such third
parties.
Usage and Sharing
We
use information collected on and through this Site for a variety of
purposes in the course of business and as otherwise set forth herein.
For example, such information may be used to process your applications
to receive a credit card or to send you information about our
and our affiliates' products and services and other information and
materials that may be of interest to you. This information may also be
used to evaluate what portions of the Site are more popular than
others, determine where visitors came from, where they go, and how long
they stay on a particular page, or the Site in general. We may match
information collected from you through different means or at different
times, and use such information along with information obtained from
other sources, including third parties. Application Data will be
forwarded to our agents, brokers and/or companies who may contact
you with your quote by email, telephone, postal mail or other forms of
communication. We are not responsible, and shall not be liable, if an
agent, broker or company to whom we forward your Application Data
violates our Privacy Policy or their own privacy policy, if any.
We may disclose your personal information to companies that perform
technology or marketing services for us for their use in performing
such services. We may transfer, sell or assign aggregate,
non-personally identifiable information about Site usage to third
parties. We may transfer, sell or assign personal information to third
parties as a result of a sale of all or substantially all of our assets
relating to this portion of our business or in connection with a
merger, consolidation, change in control, reorganization or
liquidation. We also reserve the right to disclose any information
concerning you if required by law or to protect or defend our rights or
the rights or well-being of our users or if you are involved (or are
reasonably suspected to be involved) in any illegal activity, even
without a subpoena, warrant or court order.
Consent to Processing
By
providing any personal information to this Site, you fully understand
and unambiguously consent to the transfer of such personal information
to, and the collection and processing of such personal information in,
the United States and other countries or territories. By submitting
this information you are authorizing Brokers, Agents and/or Finance
Professionals iwithin our network to contact
you directly with quotes via telephone, fax, and email, regardless of
the presence of your phone number(s) on any local or national no-call
list.
Links
This
Site may contain links or references to other Web sites outside of our
control. Please be aware that we have no control over these sites and
our privacy policy does not apply to these sites.
Your Acceptance of this Policy
By
using this Site, you signify your acceptance of our Privacy Policy. If
you do not agree to this policy, please do not use our Site. We reserve
the right, at our discretion, to change, modify, add, or remove
portions from this policy at any time so visitors are encouraged to
review this policy from time to time. Your continued use of our Site
following the posting of changes to these terms means you accept these
changes.
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